Robert Seal, Author at The Goff Financial Group

Is Your Portfolio Highly Correlated with the Market? – Part 1

The more closely your investment portfolio resembles the stock market, the more likely your portfolio will produce results similar to the market. In finance, this...

Cash Reserve in Retirement

Do you keep a spare tire in your car? You hope you will never have to use it, but it is good to know it...

Long Term Investment Truths Part 2

In Long-Term Investment Truths Part 2, we aim to highlight some of the strategic aspects long-term investors should consider. While there are several aspects to...

Long Term Investment Truths Part 1

We believe a long-term investment philosophy is key to creating and preserving wealth. While many investors claim to be “long-term” oriented, many of these self-proclaimed...

Pension Lump-Sum vs. Annuity: Which to Choose?

One of the questions we often get from our clients is, “Should we take the lump-sum option or the annual payments when receiving distributions from...

Inflation and Retirement

Inflation – even minor inflation – reduces purchasing power over time. Like the famed economist Milton Friedman once said, it’s the hidden tax that creeps...

How To Select A Financial Advisor

Types of Financial Advisors (and which ones you should avoid) Types of Advisors Before beginning your search, it is essential to understand the difference between...

Sequence of Returns Risk

When buying a home, you probably know many potential risks, such as the risk your home will go down in value over time or the...

Learning from Biases and How They Affect Our Financial Choices

“Men willingly believe what they wish.” – Julius Caesar The Roman Emperor Julius Caesar was alluding to bias, which happens when individuals process information around them...